Friday 20 April 2007

The difference between rich and poor

The difference between rich and poor


McDonalds, when you were young you would save up all your little coins, just for a cone or Happy Meal, or if you have been to a state of extreme poverty in a first world county…being denied EFTPOS at McDonalds on a cheeseburger. Yes I have gone there, I have been to that state and what an embarrassing moment it was for me =.=”

But on the other hand, you may experience richness, when you get to the point where you’ve got a job and disposable income and cheeseburgers are like loose change. Thank God that is what I am now.

But I still always have my rich and poor moments, depending on my $$ levels in my Savings account, and also dependent on whether I have time to transfer money to THAT Savings account.

Do I prefer having cash, credit, or money in my Savings account? Why, of course I would prefer all in maximum amounts, but not always the case. Credit I have a limit of $500, and I always underestimate the amount I have left to kill. I don’t think purchasing a cheeseburger on credit is quite a good look either. Signing a piece of paper for a value of $1.85(can’t really remember the price of a burger these days, coz it’s become so insignificant to me now) completely worth it? I don’t think so. But then many people fall into the trap of using only the credit card for large amounts, making maxing out the credit card a matter of seconds in a shopping mall.

After watching the 2007 Comedy Festival Gala I was tempted to log online and donate XXX amount to Oxfam and help those poor innocent kids. But then I just payed off a $107 parking infringement fine. Does Tax Deductible totally mean much? What does Tax Deductible actually mean? That the government actually pays those starving kids? AS with uniform being tax deductible? Through my knowledge…tax deductible just means that it won’t be included into your taxable income. So does this mean you should donate more, so you don’t get taxed more, is this how to work the taxing system? Well dependable on your actual income, and your actual donations, it could possibly work, I dunno.

But then I just read the top 5 internet scams, most of them come from Nigeria, Africa. Should I really be trusting Oxfam, that the donations would directly HELP these children, as will World Vision and other donating organisations. Will those $1 a day ACTUALLY HELP THEM, and GET TO THEM??

I mean I don’t know if I’ve previously mentioned this before, but I have received a personalised letter addressed to “Wendy Ng” and my address printed on it, from the Salvation Army, asking for a donation for a poor little girl named Kate, whose has many many siblings and hobbies include netball, board games…Playstation 2 and XBOX O_o She has TWO VIDEO CONSOLES and STILL requires donations from me?? I DON’T EVEN OWN A VIDEO CONSOLE!!! Well my brother does but not that “NEW”. Ours is still the very first Nintendo, which is probably somewhere enjoying the dust, and a Sega Dreamcast, that is OUT OF DATE. So why should I still donate to this “poor” little girl? Man, she seems more well off than me…so ….to the recycling bin pile.

I reckon I would only donate to organisations that really require my money and DEFINITELY less well off than me. I don’t know how many people actually have the conscience to donate. But most people donate for the wrong reasons. I know I’ve done that to. Donating a $2.00 donation to XXX cancer related organisation, not because I want to necessarily help people with research for cancer, but more for the prize that has been donated for this donation/raffle to continue and get noticed. I ONLY donated to win a Mini Cooper =.=” but in all cases I never actually win anything(seriously think the 7 years of bad luck is still onto me).

And now I only donate when I have money and to those well worth my donation. Beggars on the streets in the city…NO THANKS

From Mercedes Wendz (:P LOL)

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